Work out your auto loan payment before you sit down at the dealership — car financing with sales tax and fees included, plus the total interest and total cost over the loan.
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How the amount financed is worked out: car price, minus your down payment and trade-in value, plus sales tax and fees. Sales tax here is charged on the price minus the trade-in value — tax rules vary by state, and some states tax the full price, so check your state's rule. Estimate only — your lender's quote is the final word.
Leasing instead of buying? Try the Car Lease Calculator. Buying a home? See the Mortgage Calculator.